Start your application online in minutes. Acima offers a lease-to-own option that many customers love for its flexibility.

Best for Fast approvals with flexible ownership options
How it works Apply online, shop with us, then make convenient payments until you own it

Lease-to-own path designed for shoppers who want an alternative to traditional credit. Apply in store.

Best for Credit-challenged or building credit history
How it works Make an initial payment, then own it after completing your lease terms
Where to apply Come in and our team will submit your application

A great choice for customers who want traditional monthly payments and plan to shop with us again. Apply in store and get a quick decision.

Best for Building out a room or entire home with predictable payments
How it works Apply during checkout in store with a valid ID and income details
Where to apply Visit our showroom and we will handle everything for you

Simple, straightforward financing with competitive terms. Stop in and we will walk you through the application.

Best for Customers who prefer bank-backed financing
How it works Apply in store with our team’s help
Where to apply Visit our showroom to get started